Your money app!
Join the new generation of digital payments. Pay with QR codes, send money to friends, split bills, keep an eye on all your bank accounts and earn cashback while you shop.
Download the Firstguard Payments app
Simple. Secure. Instant.
Easy
onboarding
process
Accepted all over
Europe
more countries coming
Make payments with
zero
transaction fees
Get ready for seamless payments with Firstguard!
We are changing the way Europe pays with a secure, convenient payment app. Firstguard is the simplest way to send and receive money, earn cashback and keep track of your everyday transactions.
Enjoy fee-free transactions
Sending money to a friend, splitting the dinner bill or shopping at a partner store – every payment through Firstguard is free. No fees, no hidden charges, no small print.
Shake, pay. Move on!
Send money with a single gesture. Open the app, give your phone a quick shake and the payment screen is ready – no menus, no searching.
Sending money is as easy as can be
Scan the QR code with the Firstguard app.
Enter the amount and confirm the payment.
Congratulations – the transaction is completed!
Split payments – share the bill easily
Restaurant bills, road trips, concert tickets: split any expense with friends in a few taps. Everyone sees what they owe, and reminders make sure you get paid back.
Seamless integration with your banks
Connect your bank accounts for real-time updates and a complete view of your money in one app.
Add your existing bank accounts
Add as many accounts as you like – from any supported bank in the EU.
Authenticate with your bank
Log in once with your online-banking credentials. We never see or store them.
Everything in one app
Balances, transactions and categories from all your banks, updated in real time.
View and categorise your transactions
See at a glance where your money goes. Categories reveal spending patterns, help you stick to a budget and make better financial decisions – without a spreadsheet.
Get started with us
Sign up
Create your account in a few minutes – no paperwork, no waiting.
Verify your identity
A quick check keeps every payment on the platform safe.
Enjoy Firstguard
You are all set to use every feature – from your first payment on.
The way you pay changes everything
Download the Firstguard Payments app
Compatible with the major mobile banking apps in the EU
Frequently asked questions
How can we help?
Download the app, tap Sign up, verify your e-mail address and fill in your details. Verification usually takes a few minutes.
Both sides need a Firstguard account. Invite friends with your referral code and you both earn a reward when they join.
Always check the recipient before you confirm. A completed transfer can only be reversed with the recipient's consent – contact our support and we will help you get in touch.
Yes. Open your profile settings and choose English, German, French or Italian.
Through the App Store or Google Play. We notify you in the app when a new version is available.
We use bank-level encryption, strong authentication and follow all relevant financial regulations in the EU.
Your data and payment information are protected in line with the General Data Protection Regulation (GDPR). We never sell your data.
Tap Forgot password, enter your registered e-mail address, type the code we send you and choose a new password.
Turn on biometric login (fingerprint or face) and set a PIN code in the security settings.
Nothing. Firstguard Payments is completely free for personal use – no fees and no hidden charges.
No. Transfers abroad come with €0 delivery fees; you only see the exchange rate before you confirm.