In-store QR
At the counter, at the table or in the taxi: your customers scan a QR code and pay from their own banking app. No card terminal, no hardware rental, no waiting for payouts – the money is on your account before they walk out.
Download the Firstguard Payments app
Whether you run a small shop or a chain of stores, we have a payment option that helps you sell more.
Start accepting payments with your personal QR code. Your free QR kit arrives after registration, so you are ready on day one:
Pick the one that fits your counter – or use both.
Printed QR code
One fixed code for your business. The customer scans it, types the amount (or you set a fixed price) and confirms. Perfect for market stalls, taxis, tips and donations – it works even when your phone is in your pocket.
QR code on your screen
Type the amount in the Firstguard Business app or on a tablet at the counter. A QR code with the exact amount appears; the customer scans and confirms – nothing to type, no mistakes. Ideal for shops, restaurants, salons and cafés.
On the sticker or stand, or on your phone with the amount already filled in.
With the camera, their own banking app or the Firstguard app – no download needed.
One tap with fingerprint or face ID. No card, no PIN pad, no cash.
A notification with the customer's name and the amount, and the money is on your account in real time.
If your customers stand in front of you, a QR code is the fastest way to get paid.
Show the amount on a tablet at the till; customers scan instead of inserting a card.
A code on the bill or the table. Guests pay from their seat and split the bill themselves.
A sticker on the headrest or the delivery bag. No terminal in the car, no cash on board.
A printed sign is all you need. Sell to customers who no longer carry cash.
Let clients pay at the chair and add a tip in the same tap.
Plumbers, cleaners and repair services get paid before they leave the door.
Bars, food stands and merchandise without queues at the card reader.
A code on the counter or the collection box – any amount, straight to your account.
Connect every business account to one platform and never lose track of your finances. Categorised transactions from all your banks appear on a single, clear dashboard.
You pay one small fee per successful payment – and that's it. No setup costs, no monthly minimum, no fees for refunds or payouts. Every rate is on this page, so you always know what a sale actually earns you.
1% per successful transaction
No setup costs · cancel anytime
Talk to salesCustom rates for high volumes
*Based on your monthly transaction volume
Talk to salesCreate your account in a few minutes – no paperwork, no waiting.
A quick check keeps every payment on the platform safe.
You are all set to use every feature – from your first payment on.
Say goodbye to cash and cards. Make swift payments anytime, anywhere.
Your data is protected by bank-level encryption and strong authentication.
Manage all your finances from one app for a seamless payment experience.
A simple, intuitive interface makes every payment effortless.
Earn cashback, discounts and special offers with our rewards programme.
Our team is available around the clock for any question or concern.
The features that make Firstguard the payment app your customers keep coming back to.
Send money to friends and customers with a short ID instead of a long IBAN.
Pay in your favourite stores by scanning, share your own code and receive payments from anyone.
Share bills and settle costs with friends. Reminders make sure nobody forgets to pay their part.
Shop at partner merchants through the app and get a part of every purchase back.
Raise your conversion by offering the payment method your customers already trust.
Remove hidden charges and cut payment processing fees to a single flat rate.
The money is on your account the moment the customer confirms – no waiting for payouts.
Handle payouts and full or partial refunds directly in your business dashboard.
Keep the app up to date. New features and security improvements arrive with every update – check your app store regularly.
Turn on biometric login (fingerprint or face) and never share your login code. Our team will never ask for your password.
How can we help?
Click Register now on this website and complete the short registration form, or download the app and register there. After a quick verification you can accept payments straight away.
No. Your QR code works on a sticker, a sign or a screen. Customers scan it with their own phone; you only need the app to see incoming payments.
No. Any banking app or the phone camera can read the code. Customers who do have the Firstguard app pay even faster and collect cashback.
The printed QR code always works – the payment runs over the customer's phone. You only need a connection to see the confirmation in your app.
Yes. Invite team members with their own login and decide who may see reports, issue refunds or change settings.
Every payment is authorised inside the customer's own banking app with strong customer authentication. Your QR code contains no bank details that could be misused.
Each code is tied to your verified account and shows your business name in the app before the customer confirms. Report a suspicious sticker to us and we block it immediately.
In real time. The moment the customer confirms, the funds are transferred to your linked bank account.
One flat fee of 1% per successful transaction. No setup, monthly or refund fees.
Download the Firstguard Payments app